"My landlord owns the building so I don't need insurance!" YOU STILL NEED INSURANCE AS YOUR LANDLORDS POLICY DOES NOT COVER YOUR BELONGINGS.
"I don't have that much stuff, I don't need insurance!" ADD UP HOW MUCH IT WOULD COST TO REPLACE YOUR ITEMS, EVERYTHING. SEE IT ADDS UP QUICK, YOU NEED RENTERS INSURANCE.
Renters policies are one of the least expensive policies you will ever purchase. As a business owner we get calls from people looking for donations for people that rented that lost everything they own, they received a small gift card from one of the volunteer organizations to get them some clothes for the night but lost everything down to their tooth brush.
Renters Insurance Policies should include at a minimum: -Enough protection to cover your contents, your clothes, furniture, TV, computer, hair dryer, washer, dryer basically everything you own.
-Liability Limits of no less than $100,000.
-A deductible with an amount you feel comfortable to be able to afford at the time of a claim. Example, keep $1000 in your emergency fund to cover your deductible.
We offer competitive quotes from a number of insurance companies. Click to the right to get your free renters quote or call one of our agents at 570-374-TODD (8633).